New York Uniform Commercial Code Code § 3-117

Instruments Payable With Words of Description
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Section 3--117. Instruments Payable With Words of Description.\n  An instrument made payable to a named person with the addition of\nwords describing him\n  (a) as agent or officer of a specified person is payable to his\nprincipal but the agent or officer may act as if he were the holder;\n  (b) as any other fiduciary for a specified person or purpose is\npayable to the payee and may be negotiated, discharged or enforced by\nhim;\n  (c) in any other manner is payable to the payee unconditionally and\nthe additional words are without effect on subsequent parties.\n

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