New York Uniform Commercial Code Code § 12-A-303

Security Interest Unperfected Before Effective Date
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* Section 12-A-303. Security Interest Unperfected Before Effective Date.\n  A security interest that is enforceable immediately before the\neffective date of the UCC Revision Act but is unperfected at that time:\n  (1) remains an enforceable security interest until the adjustment\ndate;\n  (2) remains enforceable thereafter if the security interest becomes\nenforceable under Section 9--203, as amended by the UCC Revision Act, on\nthe effective date of the UCC Revision Act or before the adjustment\ndate; and\n  (3) becomes perfected:\n  (A) without further action, on the effective date of the UCC Revision\nAct if the requirements for perfection under the revised UCC are\nsatisfied before or at that time; or\n  (B) when the requirements for perfection are satisfied if the\nrequirements are satisfied after that time.\n  * NB Effective June 3, 2026\n

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