New York PEP Code § 506

Exempted transactions
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§ 506. Exempted transactions. This article does not apply to:\n  1. Agreements for the rental of merchandise in which the person who\nrents the merchandise has no legal right to become the owner of the\nproperty at the end of the rental period;\n  2. A lease of a safe deposit box; and\n  3. Retail installment sales agreements, contracts, or obligations.\n

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