New York Insurance Code § 6301

Special risks; filing exemption
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§ 6301. Special risks; filing exemption. (a) Notwithstanding any\nprovision of this chapter, the superintendent shall, pursuant to\nregulations promulgated by the superintendent, permit exemption from\nfiling requirements only with respect to rates and policy forms, where\napplicable, for any of the kinds of insurance specified in subsection\n(b) of this section.\n  (b) An exemption pursuant to subsection (a) hereof shall be permitted\nin relation to the kinds of insurance set forth in paragraphs four\nthrough fourteen, sixteen, seventeen, nineteen through twenty-two,\ntwenty-seven and twenty-nine, of subsection (a) of section one thousand\none hundred thirteen of this chapter and such insurance as the\nsuperintendent deems to be substantially similar to one of the foregoing\nkinds, except no exemption may be permitted for: (1) coverage for\npersonal lines to natural persons for non-business purposes; (2)\ninsurance specified in subsection (b) of section two thousand three\nhundred five of this chapter, except medical malpractice insurance, or\nsection two thousand three hundred twenty-eight of this chapter; (3)\ninsurance required to satisfy any financial responsibility requirement\nof this state; or (4) a policy written on a group basis. However, any\nrisk pursuant to paragraph one, two or three of such subsection of such\nsection of this chapter or personal lines risk (except motor vehicle\ninsurance coverage to natural persons for non-business purposes) shall\nbe exempt pursuant to subsection (a) hereof if it is included by the\nsuperintendent on the list maintained by the superintendent pursuant to\nsubsection (a) of section six thousand three hundred three of this\narticle.\n  (c) An exemption granted pursuant to this section shall apply only to\nauthorized insurers complying with this chapter, except that it shall\nnot apply to insurers subject to article sixty-six of this chapter. The\nexemption shall not be an exemption for joint underwriting or joint\nreinsurance transactions pursuant to section two thousand three hundred\nseventeen of this chapter.\n  (d) Nothing in this article shall exempt any insurer, or any policy\nissued pursuant to this article, from any applicable provision or\nstandard in this chapter, regulations promulgated thereunder, or other\nrequirements of state law.\n  (e) In this article, "medical malpractice insurance" has the meaning\nset forth in subsection (b) of section five thousand five hundred one of\nthis chapter.\n

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