New York Insurance Code § 5907

Purchasing groups; exemption from certain laws
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§ 5907. Purchasing groups; exemption from certain laws. A purchasing\ngroup and its insurer shall be subject to all applicable laws of this\nstate, except that a purchasing group and its insurer shall be exempt,\nin regard to liability insurance for the purchasing group and any of its\nmembers, from any law that would:\n  (a) prohibit the establishment of a purchasing group;\n  (b) make it unlawful for an insurer to provide or offer to provide\nliability insurance on a basis providing, to a purchasing group or its\nmembers, advantages, based on their loss and expense experience, not\nafforded to other persons with respect to rates, policy forms, coverages\nor other matters;\n  (c) prohibit a purchasing group or its members from purchasing\nliability insurance on a group basis described in subsection (b) of this\nsection;\n  (d) prohibit a purchasing group from obtaining liability insurance on\na group basis because the group has not been in existence for a minimum\nperiod of time or because any member has not belonged to the group for a\nminimum period of time;\n  (e) require that a purchasing group must have a minimum number of\nmembers, common ownership or affiliation, or a certain legal form;\n  (f) require that a certain percentage of a purchasing group must\nobtain liability insurance on a group basis; or\n  (g) otherwise discriminate against a purchasing group or any of its\nmembers.\n

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