§ 3111. Special provisions relating to senior citizens. (a) Every\ninsurer that has in force any policy of insurance subject to the\nprovisions of section three thousand four hundred twenty-five of this\nchapter shall permit senior citizen insureds to designate a third party\nto whom the insurer shall transmit notices of cancellation, nonrenewal\nand conditional renewal. The senior citizen insured shall notify the\ninsurer that a third party has been so designated. Such notification\nshall be delivered to the insurer by certified mail, return receipt\nrequested, and shall be effective not later than ten business days from\nthe date of receipt by the insurer. The notification must contain, in\nwriting, an acceptance by the third party designee to receive notices of\ncancellation, nonrenewal and conditional renewal from the insurer.\nShould the third party designee desire to terminate his or her status as\na third party designee, such designee shall provide written notice to\nboth the insurer and the senior citizen insured. Should the senior\ncitizen insured desire to terminate the third party designation, the\ninsured shall provide written notice to the insurer. The transmission to\nthe third party designee of any notice of cancellation, nonrenewal or\nconditional renewal shall be in addition to a copy of such document\ntransmitted to the senior citizen insured and when a third party is so\ndesignated all such notices shall be mailed in an envelope clearly\nmarked on its face with the following: "IMPORTANT INSURANCE POLICY\nINFORMATION: OPEN IMMEDIATELY". Designation as a third party shall not\nconstitute acceptance of any liability on the third party for services\nprovided to such senior citizen. The insurer shall notify its senior\ncitizen insureds annually in writing of the availability of the third\nparty designee notice procedure and provide information on how the\ninsured can commence this procedure, however, such notice need not be\nprovided once a senior citizen has made a designation.\n (b) Every insurer that has in force a premium paying individual life\ninsurance policy on the life of a senior citizen insured, who has made a\ndesignation in accordance with paragraph one of subsection (b) of\nsection three thousand two hundred eleven of this chapter, shall upon\nappropriate notification as described herein, provide such senior\ncitizen with a copy of the notice of cancellation for nonpayment of\npremiums before the lapse date of the policy. The senior citizen insured\nshall notify the insurer that in addition to the person designated in\naccordance with paragraph one of subsection (b) of section three\nthousand two hundred eleven of this chapter, a copy of such notices of\ncancellation shall be transmitted to the senior citizen insured and when\na third party is so designated all such notices shall be mailed in an\nenvelope clearly marked on its face with the following: "IMPORTANT\nINSURANCE POLICY INFORMATION: OPEN IMMEDIATELY". Such notification to\nthe insurer shall be in writing delivered to the insurer by certified\nmail, return receipt requested and shall be effective not later than ten\nbusiness days from the date of receipt by the insurer. Should the senior\ncitizen insured desire to terminate receipt of such notices of\ncancellation, such senior citizen shall provide written notice to the\ninsurer. The insurer shall at the time the senior citizen insured makes\na designation in accordance with paragraph one of subsection (b) of\nsection three thousand two hundred eleven of this chapter inform the\nsenior citizen in writing about the notice procedure and provide\ninformation on how the insured can commence this procedure.\n (c) Every insurer, corporation organized under article forty-three of\nthis chapter or organization certified pursuant to article forty-four of\nthe public health law that has in force a health insurance policy or\nmedicare supplemental insurance policy as defined in section three\nthousa
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