§ 2336. Motor vehicle liability, comprehensive and collision insurance\nrates; premium reductions in certain cases. * (a) (1) Any schedule of\nrates or rating plan for motor vehicle liability and collision insurance\nsubmitted to the superintendent shall provide for an actuarially\nappropriate reduction in premium charges for any insured for a three\nyear period after successfully completing a motor vehicle accident\nprevention course, known as the national safety council's defensive\ndriving course, or any driver improvement course approved by the\ndepartment of motor vehicles as being equivalent to the national safety\ncouncil's defensive driving course, provided that, except as provided in\narticle twelve-C of the vehicle and traffic law, there shall be no\nreduction in premiums for a self-instruction defensive driving course or\na course that does not provide for actual classroom instruction for a\nminimum number of hours as determined by the department of motor\nvehicles. Such reduction in premium charges shall be subsequently\nmodified to the extent appropriate, based upon analysis of loss\nexperience statistics and other relevant factors. All such accident\nprevention courses shall be monitored by the department of motor\nvehicles and shall include components of instruction in "Road Rage"\nawareness and in "Work Zone Safety" awareness as defined by the\ncommissioner of motor vehicles. The provisions of this section shall not\napply to attendance at a program pursuant to article twenty-one of the\nvehicle and traffic law as a result of any traffic infraction.\n (2) Any insured who successfully completes a course pursuant to this\nsubsection and receives a premium reduction on the insured's insurance\npolicy covering the for-hire vehicle, shall not, during the period set\nforth in subsection (e) of section two thousand three hundred\nfifty-three of this article, also be eligible for an additional premium\nreduction on the insured's commercial risk insurance policy covering the\nfor-hire motor vehicle for successful completion of the for-hire safety\nmotor vehicle course authorized under section two thousand three hundred\nfifty-three of this article.\n * NB Effective until April 1, 2028\n * (a) (1) Any schedule of rates or rating plan for motor vehicle\nliability and collision insurance submitted to the superintendent shall\nprovide for an actuarially appropriate reduction in premium charges for\nany insured for a three year period after successfully completing a\nmotor vehicle accident prevention course, known as the national safety\ncouncil's defensive driving course, or any driver improvement course\napproved by the department of motor vehicles as being equivalent to the\nnational safety council's defensive driving course, provided that in\neither event there shall be no reduction in premiums for a\nself-instruction defensive driving course or a course that does not\nprovide for actual classroom instruction for a minimum number of hours\nas determined by the department of motor vehicles. Such reduction in\npremium charges shall be subsequently modified to the extent\nappropriate, based upon analysis of loss experience statistics and other\nrelevant factors. All such accident prevention courses shall be\nmonitored by the department of motor vehicles and shall include\ncomponents of instruction in "Road Rage" awareness and in "Work Zone\nSafety" awareness as defined by the commissioner of motor vehicles. The\nprovisions of this section shall not apply to attendance at a program\npursuant to article twenty-one of the vehicle and traffic law as a\nresult of any traffic infraction.\n (2) Any insured who successfully completes a course pursuant to this\nsubsection and receives a premium reduction on the insured's insurance\npolicy covering the for-hire vehicle, shall not, during the period set\nforth in subsection (e) of section two thousand three hundred\nfifty-three of this article, also be eligible for an additional
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