§ 380-t. Security freeze. (a) A consumer may request that a security\nfreeze be placed on his or her consumer credit report by sending a\nrequest in writing with confirmation of delivery requested or via\ntelephone, secure electronic means, or other methods developed by the\nconsumer credit reporting agency to a consumer credit reporting agency\nat an address, telephone number or secure website designated by such\nagency to receive such requests. Consumer credit reporting agencies\nshall have a secure website and a separately dedicated toll-free number\nto offer information, to process requests and deliver the services\nprovided for under this section.\n (b) A consumer credit reporting agency that receives from a consumer a\nrequest in accordance with subdivision (a) of this section shall,\nprovided such request is accompanied by proper identification, place a\nsecurity freeze on the consumer credit report of or relating to such\nconsumer no later than four business days after receiving such request,\nprovided further, however, that for requests received on or after\nJanuary first, two thousand nine, such consumer credit reporting agency\nshall place a security freeze on the consumer credit report of or\nrelating to such consumer no later than three business days after\nreceiving such request and for requests received on or after January\nfirst, two thousand ten, such consumer credit reporting agency shall\nplace a security freeze on the consumer credit report of or relating to\nsuch consumer no later than one business day after receiving such\nrequest. Nothing in this subdivision shall be construed to prevent a\nconsumer credit reporting agency from advising a third party that a\nsecurity freeze is in effect with respect to the consumer credit report\nof or relating to such consumer. No consumer credit reporting agency\nshall advise in any manner a third party, of the fact that the consumer\nrequesting the freeze is alleging to be the victim of domestic violence\nor identity theft, without the written authorization of the consumer.\n (c) The consumer credit reporting agency shall send a written\nconfirmation of the placement of a security freeze to the consumer\nwithin five business days of placing such freeze. Upon placing the\nsecurity freeze on the consumer credit report of or relating to such\nconsumer, the consumer credit reporting agency shall provide the\nconsumer with a unique personal identification number or password, or\nother device which shall only be used by the consumer when providing\nauthorization for the release of his or her consumer credit report for a\nspecific party or specific period of time. The unique personal\nidentification number or password, or other device to be used by the\nconsumer shall not be a social security number or a sequential portion\nthereof. Any use of the unique personal identification number or\npassword or other device other than provided for in this section is\nprohibited.\n (d) If the consumer wishes to allow his or her consumer credit report\nto be accessed for a specific party or a specific period of time while a\nfreeze is in place, he or she shall contact the consumer credit\nreporting agency via mail with confirmation of delivery, telephone,\nsecure electronic means or other method developed by such consumer\ncredit reporting agency pursuant to subdivision (f) of this section\nusing a point of contact designated by such consumer credit reporting\nagency, request that the freeze be temporarily lifted, and provide the\nfollowing:\n (1) proper identification;\n (2) the unique personal identification number or password provided by\nthe consumer credit reporting agency pursuant to subdivision (c) of this\nsection; and\n (3) the proper information regarding the party to which the consumer\ncredit report should be available or the time period for which the\nconsumer credit report shall be available to users of such report.\n (e) (1) A consumer credit reporting agency that r
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