New York Estates, Powers and Trusts Code § 7-5.4

Effect of payment
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§ 7-5.4 Effect of payment\n  A financial institution which, upon the death of a depositor and prior\nto service upon it of a restraining order, injunction or other\nappropriate process from a court of competent jurisdiction prohibiting\npayment, makes payment to a beneficiary or if the beneficiary is under\neighteen years of age, to the guardian of the property or to the parent\nor parents of the infant beneficiary pursuant to section 7-5.3, shall,\nto the extent of such payment, be released from liability to any person\nclaiming a right to the funds and the receipt or acquittance of the\nperson to whom payment is made shall be a valid and sufficient release\nand discharge of the financial institution.\n

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