§ 5205. Personal property exempt from application to the satisfaction\nof money judgments. (a) Exemption for personal property. The following\npersonal property when owned by any person is exempt from application to\nthe satisfaction of a money judgment except where the judgment is for\nthe purchase price of the exempt property or was recovered by a\ndomestic, laboring person or mechanic for work performed by that person\nin such capacity:\n 1. all stoves and home heating equipment kept for use in the judgment\ndebtor's dwelling house and necessary fuel therefor for one hundred\ntwenty days; one sewing machine with its appurtenances;\n 2. religious texts, family pictures and portraits, and school books\nused by the judgment debtor or in the family; and other books, not\nexceeding five hundred dollars in value, kept and used as part of the\nfamily or judgment debtor's library;\n 3. a seat or pew occupied by the judgment debtor or the family in a\nplace of public worship;\n 4. domestic animals with the necessary food for those animals for one\nhundred twenty days, provided that the total value of such animals and\nfood does not exceed one thousand dollars; all necessary food actually\nprovided for the use of the judgment debtor or his family for one\nhundred twenty days;\n 5. all wearing apparel, household furniture, one mechanical, gas or\nelectric refrigerator, one radio receiver, one television set, one\ncomputer and associated equipment, one cellphone, crockery, tableware\nand cooking utensils necessary for the judgment debtor and the family;\nall prescribed health aids;\n 6. a wedding ring; a watch, jewelry and art not exceeding one thousand\ndollars in value;\n 7. tools of trade, necessary working tools and implements, including\nthose of a mechanic, farm machinery, team, professional instruments,\nfurniture and library, not exceeding three thousand dollars in value,\ntogether with the necessary food for the team for one hundred twenty\ndays, provided, however, that the articles specified in this paragraph\nare necessary to the carrying on of the judgment debtor's profession or\ncalling;\n 8. one motor vehicle not exceeding four thousand dollars in value\nabove liens and encumbrances of the debtor; if such vehicle has been\nequipped for use by a disabled debtor, then ten thousand dollars in\nvalue above liens and encumbrances of the debtor; provided, however,\nthat this exemption for one motor vehicle shall not apply if the debt\nenforced is for child support, spousal support, maintenance, alimony or\nequitable distribution, or if the state of New York or any of its\nagencies or any municipal corporation is the judgment creditor; and\n 9. if no homestead exemption is claimed, then one thousand dollars in\npersonal property, bank account or cash.\n (b) Exemption of cause of action and damages for taking or injuring\nexempt personal property. A cause of action, to recover damages for\ntaking or injuring personal property exempt from application to the\nsatisfaction of a money judgment, is exempt from application to the\nsatisfaction of a money judgment. A money judgment and its proceeds\narising out of such a cause of action is exempt, for one year after the\ncollection thereof, from application to the satisfaction of a money\njudgment.\n (c) Trust exemption. 1. Except as provided in paragraphs four and five\nof this subdivision, all property while held in trust for a judgment\ndebtor, where the trust has been created by, or the fund so held in\ntrust has proceeded from, a person other than the judgment debtor, is\nexempt from application to the satisfaction of a money judgment.\n 2. For purposes of this subdivision, all trusts, custodial accounts,\nannuities, insurance contracts, monies, assets or interests established\nas part of, and all payments from, either any trust or plan, which is\nqualified as an individual retirement account under section four hundred\neight or section four hundred eight A of the Unit
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