New Jersey Code § 56:8-105

Certain home improvement loans unlawful.
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56:8-105 Certain home improvement loans unlawful.
2. It shall be an unlawful practice for a person to make a home solicitation of a consumer who is a senior citizen where a loan is made encumbering the primary residence of that consumer for the purposes of paying for home improvements and where the transaction is part of a pattern or practice in violation of either subsection (h) or (i) of 15 U.S.C. s.1639 or subsection (e) of 12 C.F.R. s.226.32.
L.2000,c.125,s.2.

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