New Jersey Code § 17:3B-20

Deferred installments
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17:3B-20. Deferred installments
Deferred installments. A lender under a closed end credit agreement may, at any time, permit a borrower to defer installment payments on a loan and may, in connection with the deferral, charge and collect deferral charges in accordance with the loan agreement.
L. 1985, c. 81, s. 17, eff. March 14, 1985.

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