New Jersey Code § 17:29AA-8

Rates; establishment
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17:29AA-8. Rates; establishment
An insurer may itself establish rates and supplementary rate information, or it may use rates and supplementary rate information prepared by a rating organization of which it is a member or subscriber, with such modification for its own expense and loss experience as the credibility of that experience allows.
L.1982, c. 114, s. 8.

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