New Jersey Code § 17:23A-11

Information concerning previous adverse underwriting decisions
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17:23A-11. Information concerning previous adverse underwriting decisions
Information concerning previous adverse underwriting decisions. No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:
a. Any previous adverse underwriting decision experienced by an individual, or
b. Any previous insurance coverage obtained by an individual through a residual market mechanism, unless the inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
L. 1985, c. 179, s. 11.

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