The commissioner, after proper notice and opportunity for hearing, may take action to enforce the provisions of this chapter, or rules adopted pursuant to this chapter, and may: I. Revoke or suspend the obligor's registration. II. Order the obligor to cease and desist from further consumer guaranty contract operations. III. Impose a penalty of not more than $1000 for each violation or $10,000 for each violation the commissioner finds to be willful. IV. Order the obligor to make restitution.
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