In this chapter, "retail installment contract or evidence of indebtedness" means any contract or evidence of indebtedness arising out of: I. A retail installment sale in which the goods purchased are used primarily for personal, household or family purposes; or II. A loan or extension of credit payable in installments, or for which a finance charge is or may be imposed, in which the proceeds of the loan or extension of credit are used primarily for personal, household or family purposes.
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