"Private passenger automobile," as used in RSA 264:16, shall mean: I. A motor vehicle of the private passenger, station wagon, or motorcycle type that is not used as a public or livery conveyance for passengers and is not rented to others; or II. Any other 4-wheel motor vehicle with a gross weight not exceeding 9,000 pounds which is not principally used in the occupation, profession or business of the insured other than farming.
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