1. To the extent not preempted by federal law, any contract between an Internet consumer lender and a resident of this State for the provision of a loan must: (a) Provide that the contract is governed by the laws of this State; and (b) Require that any litigation, arbitration or other process for the resolution of disputes arising out of the contract occur in this State. 2. Any condition, stipulation or provision in a contract between an Internet consumer lender and a resident of this State for the provision of a loan that conflicts with the provisions of this section is contrary to public policy and is void and unenforceable.
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