If the Commissioner finds: 1. That the financial responsibility, experience, character and general fitness of the applicant are such as to command the confidence of the public and to warrant belief that the business will be operated lawfully, honestly, fairly and efficiently, within the purposes of this chapter; and 2. That the applicant, unless he or she will function solely as a loan broker, has available for the operation of the business at the specified location identified in the application liquid assets of at least $50,000, he or she shall thereupon enter an order granting the application, and file his or her findings of fact together with the transcript of any hearing held under this chapter, and forthwith issue and deliver a license to the applicant.
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