As used in this chapter, unless the context otherwise requires: 1. Amount of cash advance means the amount of cash or its equivalent actually received by a borrower or paid out at his or her direction or on his or her behalf. 2. Amount of loan obligation means the amount of cash advance plus the aggregate of charges added thereto pursuant to authority of this chapter. 3. Breach of the security of the computerized data system or breach means the unauthorized acquisition of computerized data from the computerized data system of the licensee that compromises the security, confidentiality or integrity of personal information maintained by the licensee. The term does not include the good faith acquisition of personal information by an employee or agent of a licensee for a legitimate purpose of the licensee, so long as the personal information is not used for a purpose unrelated to the licensee or subject to further authorized disclosure. 4. Business of lending in this State means that a person: (a) Solicits loans in this State or makes loans to persons in this State, unless these are isolated, incidental or occasional transactions; or (b) Is located in this State and solicits loans outside of this State or makes loans to persons located outside of this State, unless these are isolated, incidental or occasional transactions. 5. Commissioner means the Commissioner of Financial Institutions. 6. Community means a contiguous area of the same economic unit or metropolitan area as determined by the Commissioner, and may include all or part of a city or several towns or cities. 7. Computerized data system means a system of software, hardware or firmware, including, without limitation, a system of web-based applications, that: (a) Is owned, leased or licensed by a licensee; (b) Is located at the place of business of the licensee or hosted remotely; and (c) Stores or provides access to personal information, financial information or other data related to borrowers or potential borrowers. 8. Consumer credit has the meaning ascribed to it in NRS 604A.036 . 9. Covered service member has the meaning ascribed to it in NRS 604A.038 . 10. Dependent has the meaning ascribed to it in NRS 604A.057 . 11. Internet business lender means a person who makes business loans exclusively through the Internet. 12. Internet consumer lender means a person who makes, solicits, brokers, arranges or facilitates consumer loans exclusively through the Internet. 13. License means a license, issued under the authority of this chapter, to make loans in accordance with the provisions of this chapter, at a single place of business. 14. Licensee means a person to whom one or more licenses have been issued. 15. Nationwide Multistate Licensing System and Registry or Registry has the meaning ascribed to it in NRS 604A.083 . 16. Personal information has the meaning ascribed to it in NRS 603A.040 . 17. Remote location means a location other than an office or place of business for which a license has been issued pursuant to this chapter and at which an employee of a licensee engages in the business of lending in this State pursuant to NRS 675.2965 to 675.299 , inclusive.
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