1. The Director shall require from each applicant for a business license proof of public liability and property damage insurance in an amount of: (a) Except as otherwise provided in paragraph (b), not less than $50,000. (b) If the business license would authorize the application of pesticides by aircraft: (1) Not less than $100,000 for bodily injury to or death of one person in any one accident; (2) Subject to the limit for one person, not less than $300,000 for bodily injury to or death of two or more persons in any one accident; and (3) Not less than $100,000 for each occurrence of damage to property in any one accident. The Director may accept a liability insurance policy or surety bond in the proper amount. 2. The Director may require drift insurance for the use of pesticides or other materials declared hazardous or dangerous to humans, livestock, wildlife, crops or plantlife. 3. Any person injured by the breach of any such obligation is entitled to sue in his or her own name in any court of competent jurisdiction to recover the damages the person sustained by that breach, if each claim is made within 6 months after the alleged injury. 4. The Director on his or her own motion may, or upon receipt of a verified complaint of an interested person shall, investigate, as he or she deems necessary, any loss or damage resulting from the application of any pesticide by a licensed applicator, commercial applicator, authorized commercial applicator, licensed pest control operator, primary principal, location principal or principal. A verified complaint of loss or damage must be filed within 60 days after the time that the occurrence of the loss or damage becomes known except that, if a growing crop is alleged to have been damaged, the verified complaint must be filed before 50 percent of the crop has been harvested. A report of investigations resulting from a verified complaint must be furnished to the person who filed the complaint.
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