Nevada Code § 481.055

Department to keep main office in Carson City; maintenance of branch offices; electronic branch office. [Effective until the date on which the Director of the Department of Motor Vehicles notifies the Governor and the Director of the Legislative Counsel Bureau that sufficient resources are available to enable the Department to carry out the amendatory provisions of chapter 466, Statutes of Nevada 2025, at page 3058 , which relate to installment loans.]
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1. The Department shall keep its main
office at Carson City, Nevada, in rooms provided by the Buildings and Grounds
Section of the State Public Works Division of the Department of Administration.
2. The Department may maintain such branch
offices throughout the State as the Director may deem necessary to the
efficient operation of the Department and the various divisions thereof in
space provided by the Buildings and Grounds Section. Any leases or agreements
entered into pursuant to this subsection must be executed in accordance with
the provisions of NRS 331.110 .
3. The Department may establish an
electronic branch office consisting of an Internet website or software
application through which, notwithstanding any specific statute to the
contrary, a person may submit forms, applications and other documentation and
the Department may conduct transactions that have been designated by the
Director as suitable to be conducted through electronic means, including,
without limitation:
(a) The electronic transmission, recording and
issuance of certificates of title, certificates of registration and information
relating to those certificates.
(b) The electronic transmission and recording of
applications for drivers licenses.
(c) The recording and electronic transmission
between the Department, other states and law enforcement of information
relating to citations and crashes, collisions, accidents and other casualties.
(d) The acceptance of electronic signatures.
(e) The collection and exchange of applications
for licenses and other information from persons who are licensed as or seeking
to be licensed as:
(1) Brokers;
(2) Dealers;
(3) Distributors;
(4) Lessors;
(5) Manufacturers;
(6) Rebuilders;
(7) Salespersons; and
(8) Vehicle transporters.
(f) The issuance of registration credentials
pursuant to NRS 482.217 .
4. The Department shall not conduct a
transaction through the electronic branch office which state or federal law
specifically requires to be conducted in person or accept documentation through
the electronic branch office which state or federal law specifically requires
to be presented in original form.
NRS 481.055 Department to keep main
office in Carson City; maintenance of branch offices; electronic branch office;
Department to contract with lender to offer installment loans. [Effective on
the date on which the Director of the Department of Motor Vehicles notifies the
Governor and the Director of the Legislative Counsel Bureau that sufficient
resources are available to enable the Department to carry out the amendatory
provisions of chapter 466, Statutes of Nevada 2025, at page 3058 ,
which relate to installment loans.]
1. The Department shall keep its main
office at Carson City, Nevada, in rooms provided by the Buildings and Grounds
Section of the State Public Works Division of the Department of Administration.
2. The Department may maintain such branch
offices throughout the State as the Director may deem necessary to the
efficient operation of the Department and the various divisions thereof in
space provided by the Buildings and Grounds Section. Any leases or agreements
entered into pursuant to this subsection must be executed in accordance with
the provisions of NRS 331.110 .
3. The Department may establish an
electronic branch office consisting of an Internet website or software
application through which, notwithstanding any specific statute to the
contrary, a person may submit forms, applications and other documentation and
the Department may conduct transactions that have been designated by the
Director as suitable to be conducted through electronic means, including,
without limitation:
(a) The electronic transmission, recording and
issuance of certificates of title, certificates of registration and information
relating to those certificates.
(b) The electronic transmission and recording of
applications for drivers licenses.
(c) The recording and electronic transmission
between the Department, other states and law enforcement of information
relating to citations and crashes, collisions, accidents and other casualties.
(d) The acceptance of electronic signatures.
(e) The collection and exchange of applications
for licenses and other information from persons who are licensed as or seeking
to be licensed as:
(1) Brokers;
(2) Dealers;
(3) Distributors;
(4) Lessors;
(5) Manufacturers;
(6) Rebuilders;
(7) Salespersons; and
(8) Vehicle transporters.
(f) The issuance of registration credentials
pursuant to NRS 482.217 .
4. The Department shall not conduct a
transaction through the electronic branch office which state or federal law
specifically requires to be conducted in person or accept documentation through
the electronic branch office which state or federal law specifically requires
to be presented in original form.
5. If the Department provides the ability
to register or renew the registration of vehicles through an electronic branch
office consisting of an Internet website or software application, the
Department shall contract with a person who is licensed pursuant to chapter 675 of NRS to allow the person to offer,
through the website or application, installment loans to vehicle owners to pay
the applicable fees and taxes due for the initial or renewal registration of a
vehicle, including, without limitation, governmental services taxes, sales and
use taxes due pursuant to NRS 482.225 ,
fees for license plates and registration fees. The person with whom the
Department contracts pursuant to this subsection:
(a) Must furnish to the Department, at the time
of the initial or renewal registration of a vehicle, the entire amount of the
fees and taxes owed by the vehicle owner to whom an installment loan is
provided;
(b) Shall not charge the vehicle owner an annual
percentage rate with respect to the loan;
(c) Shall not charge the vehicle owner any fee or
combination of fees for the installment loan in excess of 15 percent of the
total amount financed;
(d) May only provide a loan pursuant to this
subsection if the total amount financed is $250 or more; and
(e) Shall not rollover or refinance any
installment loan provided pursuant to this subsection into any other loan made
to the vehicle owner pursuant to chapter 604A or 675 of NRS.

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