Nevada Code § 104.3414

Obligation of drawer
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1. This section does not apply to
cashiers checks or other drafts drawn on the drawer.
2. If an unaccepted draft is dishonored,
the drawer is obliged to pay the draft:
(a) According to its terms at the time it was issued
or, if not issued, at the time it first came into possession of a holder; or
(b) If the drawer signed an incomplete
instrument, according to its terms when completed, to the extent stated in NRS 104.3115 and 104.3407 .
The
obligation is owed to a person entitled to enforce the draft or to an endorser
who paid the draft under NRS 104.3415 .
3. If a draft is accepted by a bank, the
drawer is discharged, regardless of when or by whom acceptance was obtained.
4. If a draft is accepted and the acceptor
is not a bank, the obligation of the drawer to pay the draft if the draft is
dishonored by the acceptor is the same as the obligation of an endorser under
subsections 1 and 3 of NRS 104.3415 .
5. If a draft states that it is drawn
without recourse or otherwise disclaims liability of the drawer to pay the
draft, the drawer is not liable under subsection 2 to pay the draft if the
draft is not a check. A disclaimer of the liability stated in subsection 2 is
not effective if the draft is a check.
6. If a check is not presented for payment
or given to a depositary bank for collection within 30 days after its date, the
drawee suspends payments after expiration of the 30-day period without paying
the check, and because of the suspension of payments, the drawer is deprived of
funds maintained with the drawee to cover payment of the check, the drawer to
the extent deprived of funds may discharge his or her obligation to pay the
check by assigning to the person entitled to enforce the check his or her
rights against the drawee with respect to the funds.

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