61-8-906 . Liability insurance -- storage requirements. (1) Notwithstanding the provisions of 61-6-301 , a commercial tow truck operator shall continuously provide: (a) insurance against loss resulting from liability imposed by law for bodily injury or death or damage to property caused by the maintenance or use of a commercial tow truck, as defined in 61-9-416 , or occurring on the business premises of a commercial tow truck operator in an amount not less than: (i) $300,000 for class A tow trucks; (ii) $500,000 for class B tow trucks; and (iii) $750,000 for class C tow trucks; (b) insurance in an amount not less than $20,000 to cover the damage to cargo or other property entrusted to the care of the commercial tow truck operator; and (c) garage keepers legal liability insurance or on-hook liability insurance in an amount not less than $50,000. (2) A commercial tow truck operator shall provide proof of the insurance required in subsection (1) to the department. (3) A qualified tow truck operator shall provide a storage facility, either a fenced lot or a building, that is: (a) adequate for the secure storage and safekeeping of stored vehicles; (b) located in a place that is reasonably convenient for public access; (c) available to public access between 8 a.m. and 5 p.m., Monday through Friday, excluding legal holidays; (d) large enough to store all the vehicles towed for law enforcement agencies; and (e) if a fenced lot, constructed of chain link at least 6 feet high or constructed of materials and in a manner sufficient to deter trespassing or vandalism.
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