30-14-1104 . Scope. (1) Except as provided in subsection (2), 30-14-1103 applies to any agreement in connection with a consumer contract entered into in this state between a consumer who is a resident of this state at the time of the transaction and a seller, lessor, or lender. (2) Section 30-14-1103 does not apply to: (a) consumer contracts in which the value of the money, property, or services bought, leased, or borrowed exceeds $50,000 at the time of the contract; (b) consumer contracts in which securities or commodities accounts are bought, leased, or borrowed; (c) an insurance policy or contract that is subject to the provisions of Title 33; (d) a seller, lessor, or lender, if it is a government agency or instrumentality; (e) the provision of public utility service under tariffs approved by the public service commission; or (f) a transfer of real estate. (3) The use of specific language expressly required or authorized by a court decision, state or federal statute or administrative rule, or governmental agency is not a violation of this part; nor is a legal description of real property a violation of this part.
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