1. Notwithstanding any provisions of law to the contrary, the recording fees, including actual fees paid to a third party by a creditor, may include the following: (1) Any fee paid in processing the debtor's liens as provided in section 136.055 ; (2) Any fee paid to a third party for expediting the debtor's motor vehicle or other title or lien with the department of revenue, provided: (a) The creditor does not control the third party; and (b) Both creditor and third party do not share common ownership. 2. Either fee provided for in subdivisions (1) and (2) of subsection 1 of this section may be charged such debtor, and is not included as interest or service charges for the purposes of state usury laws; except that the expeditor fee as provided in subdivision (2) of subsection 1 of this section may not exceed fifteen dollars.
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