Missouri Code § 380.251

Forms, filing and approval, fee — policy, required provisions — disapproved, procedure.
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1. No company shall deliver or issue for delivery in this state a policy, or any endorsement or rider thereto, until a copy of the form shall have been filed with and approved by the director. Upon the filing of any form with the director, such form shall be deemed approved by the director. The director shall thereafter disapprove only those forms which are inconsistent with sections 380.201 to 380.591 or any other applicable law, and do not contain any provisions which are deceptive, ambiguous or misleading. The director must give written notification to the company of the approval or disapproval of any form. If a form is disapproved, the company filing the form may request a hearing before the director.
2. All policies shall have printed on them whether the policy is assessable and when and where the annual meeting will be held.
3. A fee of ten dollars shall be imposed for each form filed.

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