Missouri Code § 379.121

Definitions.
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As used in sections 379.121 to 379.125 , the following words and terms shall mean:
(1) "Adverse underwriting decision" , placement by an insurer or agent of a risk with a residual market mechanism, an unauthorized insurer or an insurer which specializes in substandard risks;
(2) "Insurer" , any insurance company, association or exchange authorized to issue policies of automobile insurance in the state of Missouri;
(3) "Policy" , an automobile policy providing automobile liability coverage, uninsured motorists coverage, automobile medical payments coverage or automobile physical damage coverage insuring a private passenger automobile owned by an individual or partnership.

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