Minnesota Code § 48.194

INSTALLMENT SALES CONTRACTS; LOANS.
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A person may enter into a credit sale or service contract for sale to a state or national bank doing business in this state, and a bank may purchase and enforce the contract under the terms and conditions set forth in sections 47.59 , subdivisions 2 and 4 to 14; and 51A.386, subdivision 4 . A state bank or national bank may extend credit pursuant to the terms and conditions set forth in sections 47.59 , 47.60 , and 51A.386, subdivision 4 .

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