For purposes of sections 325G.02 to 325G.04 the terms defined in this section shall have meanings given them. "Financial transaction card" means an instrument or device, whether known as a credit card, credit plate, charge plate, courtesy card, bank services card, banking card, check guarantee card, debit card, or by any other name issued with or without fee by an issuer for the use of the holder to obtain credit, money, goods, services, or anything else of value, but does not mean a telephone company credit card. "Person" includes an individual or family, and in the absence of agreement to the contrary, a partnership, association, corporation or other legal or commercial entity. "Issuer" means a person or firm or its duly authorized agent, that issues a financial transaction card.
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