Michigan Code § 500.2834

Fire Insurance Policy; Exclusion Related to Terrorism; Definition.
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Sec. 2834.
(1) Notwithstanding section 2833, a commercial fire insurance policy issued or delivered in this state may exclude coverage for loss by fire or other perils insured against if the fire or perils were caused directly or indirectly by terrorism.
(2) As used in this section, "terrorism" means any of the following:
(a) A certified act of terrorism as defined in the terrorism risk insurance act of 2002, Public Law 107-297, 116 Stat. 2322.
(b) A violent act or an act that is dangerous to human life, property, or infrastructure that is committed by an individual or individuals and that appears to be part of an effort to coerce a civilian population or to influence the policy or affect the conduct of any government by coercion.
(c) Terrorism as defined in a form that is voluntarily filed under and subject to section 2236 and is properly in use.
History: Add. 2003, Act 11, Imd. Eff. May 29, 2003 Popular Name: Act 218

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