Michigan Code § 500.1291

Classification of Travel Insurance; Inland Marine Line of Insurance; Eligibility and Underwriting Standards.
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Sec. 1291.
(1) Notwithstanding any other provision of this act, travel insurance is classified and must be filed for purposes of rates and forms under an inland marine line of insurance. However, travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively or in conjunction with related coverages of emergency evacuation or repatriation of remains, or incidental limited property and casualty benefits such as baggage or trip cancellation, may be filed by an authorized insurer under either an accident and health line of insurance or an inland marine line of insurance.
(2) Travel insurance may be in the form of an individual, group, or blanket policy.
(3) Eligibility and underwriting standards for travel insurance may be developed and provided based on travel protection plans designed for individual or identified marketing or distribution channels, if those standards also meet this state's underwriting standards for inland marine.
History: Add. 2020, Act 266, Imd. Eff. Dec. 29, 2020 Popular Name: Act 218

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