"All-terrain vehicle" means a motor vehicle that: (1) (i) Is designed for off-highway use; (ii) Operates on at least three low-pressure tires; (iii) Has a seat or saddle designed to be straddled by the operator; (iv) Has handlebars for steering; (v) Is intended by the manufacturer to be operated by a single operator; and (vi) May be designed to carry one passenger; or (2) (i) Is designed for off-highway use; (ii) Operates on four or more low-pressure tires; (iii) Has a bench or bucket-style seating; and (iv) Has a steering wheel for steering.
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