Maryland Code § SP-23-401

Section SP-23-401
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(a) Except as provided in subsection (f) of this section, a member may retire
with a normal service retirement allowance if:
(1) the member completes and submits a written application to the
Board of Trustees stating the date when the member desires to retire; and
(2) on or before the date of retirement, the member:
(i) has at least 30 years of eligibility service;

(ii) has a combined total of at least 30 years of eligibility
service from the Employees' Pension System, the Teachers' Pension System, the
Employees' Retirement System, or the Teachers' Retirement System; or
(iii) has attained the age and the years of eligibility service as
follows:
Age Years of Eligibility
Service
62 with 5
63 with 4
64 with 3
65 or more with 2
(b) Except as provided in subsections (c), (d), (e), (f), and (g) of this section,
on retirement under this section, a member is entitled to receive a normal service
retirement allowance that equals the number of years of the member's creditable
service multiplied by:
(1) 0.8% of the member's average final compensation that is not in
excess of the Social Security integration level; and
(2) 1.5% of the member's average final compensation that exceeds the
Social Security integration level.
(c) Except as provided in subsections (e) and (g) of this section, on
retirement under this section, a member who is subject to the contributory pension
benefit under Subtitle 2, Part II of this title is entitled to receive a normal service
retirement allowance that equals the sum of:
(1) the number of years of the member's creditable service on or after
July 1, 1998 multiplied by 1.4% of the member's average final compensation; and
(2) the greater of:
(i) the number of years of the member's creditable service on
or before June 30, 1998 multiplied by 1.2% of the member's average final
compensation; or
(ii) the number of years of the member's creditable service on
or before June 30, 1998 multiplied by:
1. 0.8% of the member's average final compensation
that is not in excess of the Social Security integration level; and

2. 1.5% of the member's average final compensation
that exceeds the Social Security integration level.
(d) Except as provided in subsections (e) and (g) of this section, a member
who is subject to the Alternate Contributory Pension Selection under Subtitle 2, Part
III of this title is entitled to receive a normal service retirement allowance that equals
the sum of:
(1) the greater of:
(i) the number of years of the member's creditable service on
or before June 30, 1998 multiplied by 1.2% of the member's average final
compensation; or
(ii) the number of years of the member's creditable service on
or before June 30, 1998 multiplied by:
1. 0.8% of the member's average final compensation
that is not in excess of the Social Security integration level; and
2. 1.5% of the member's average final compensation
that exceeds the Social Security integration level; and
(2) the number of years of the member's creditable service on or after
July 1, 1998 multiplied by 1.8% of the member's average final compensation.
(e) (1) This subsection applies only to a member who has a combined
total of 30 years of eligibility service as provided in subsection (a)(2)(ii) of this section.
(2) A member is entitled to receive a normal service retirement
allowance that equals:
(i) an allowance based on the creditable service the member
earned in the Employees' Pension System;
(ii) an allowance based on the creditable service the member
earned in the Employees' Retirement System;
(iii) an allowance based on the creditable service the member
earned in the Teachers' Pension System; plus
(iv) an allowance based on the creditable service the member
earned in the Teachers' Retirement System.

(f) (1) A member who begins membership on or after July 1, 2011, may
retire with a normal service retirement allowance if:
(i) the member completes and submits a written application
to the Board of Trustees stating the date when the member desires to retire; and
(ii) on or before the date of retirement, the member:
1. has at least 90 years of combined age and years of
eligibility service; or
2. is at least 65 years old and has at least 10 years of
eligibility service.
(2) Except as provided in subsection (g) of this section, a member who
is subject to the reformed contributory pension benefit under Subtitle 2, Part IV of
this title is entitled to receive a normal service retirement that equals the number of
years of the member's creditable service multiplied by 1.5% of the member's average
final compensation.
(g) On retirement under this section, if a member's annuity is greater than
the member's normal service retirement allowance calculated under this section, the
member's normal service retirement allowance shall equal the member's annuity.

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