Maryland Code § LE-12-402

Section LE-12-402
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(a) (1) After the Board opens the Program for enrollment, covered
employers shall establish a payroll deposit retirement savings arrangement to allow
employee participation in the Program.
(2) A covered employer shall automatically enroll a covered employee
in the Program, unless the employee elects to opt out in accordance with procedures
established by the Board.
(b) If a covered employer is not in compliance with subsection (a) of this
section, the covered employer may not receive a waiver of the filing fee under § 1-
203(b)(13) of the Corporations and Associations Article.

(c) Employers shall retain the option at all times to set up any type of
employer-offered savings arrangement instead of having a payroll deposit retirement
savings arrangement to allow employee participation in the Program.
(d) Compliance with this title and participation in the Program by itself
does not create a fiduciary obligation of an employer with respect to the operation of
the Program or funds contributed to the Program.

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