Maryland Code § IN-4-302

Section IN-4-302
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It is the public policy of the State that, in order to safeguard the solvency of
the insurance business in the State:
(1) an insurer should maintain an amount of capital in excess of the
minimum RBC levels derived from the risk based capital requirements contained in
this subtitle and the attendant formulas, schedules, and instructions; and
(2) additional capital is used and useful in the insurance business
and helps to secure an insurer against various risks inherent in, or affecting, the

insurance business and not accounted for or only partially measured by the risk based
capital requirements contained in this subtitle.

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