(a) A policy or contract of motor vehicle insurance may not be canceled or nonrenewed solely because of: (1) the age of the holder of the policy or contract; or (2) the physical handicap or disability of the holder of the policy or contract. (b) The premium for a policy or contract of motor vehicle insurance may not be increased solely because: (1) an insured under the policy or contract is older than 65 years of age; or (2) the holder of the policy or contract has a physical handicap or disability, unless there is actuarial justification for the increase.
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