Maryland Code § IN-19-304

Section IN-19-304
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(a) If, after a public hearing, the Commissioner finds that there is an
abnormally high incidence of arson in properties that are insured through commercial
monoline fire policies, have a certain type of occupancy, or are located in a certain
geographic area of the State, the Commissioner shall require that an antiarson
application be used to obtain property insurance covering the peril of fire for property
that is insured through that type of policy, has that type of occupancy, or is located
in that geographic area of the State.

(b) The Commissioner shall require that an antiarson application be
completed when a property insurance policy or contract covering the peril of fire is
assigned because of the transfer of a major financial interest in the insured real
property, if an antiarson application otherwise would be required under this subtitle.
(c) If, after a public hearing, the Commissioner finds that properties that
are insured through a type of policy other than a commercial monoline fire policy have
an abnormally high incidence of arson, the Commissioner may extend the application
of this subtitle to properties insured through that other type of policy.
(d) (1) The Commissioner may not require the use of any application for
property insurance covering the peril of fire other than an antiarson application.
(2) Paragraph (1) of this subsection does not prohibit the
Commissioner from requiring the use of alternative antiarson applications in
accordance with § 19-306 of this subtitle.

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