Maryland Code § IN-17-311

Section IN-17-311
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Each policy of group life insurance shall contain a provision that if an insured
under the policy dies while entitled to an individual policy under § 17-309 or § 17-310
of this subtitle but before the individual policy becomes effective, the amount of life

insurance to which the insured would have been entitled shall be payable as a claim
under the group policy, whether or not application for the individual policy or
payment of the first premium has been made.

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