Maryland Code § IN-16-201

Section IN-16-201
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(a) Except as otherwise provided in this section, a policy of life insurance
may not be delivered or issued for delivery in the State unless it contains in substance
each applicable provision required by §§ 16-202 through 16-213 of this subtitle.
(b) This section does not apply to:
(1) group life insurance;
(2) pure endowments;
(3) annuity contracts; or
(4) a provision of a policy of life insurance or contract supplemental
to the policy that relates to disability benefits or to additional benefits for death by
accident or accidental means.
(c) To the extent that a provision or part of a provision required by this
subtitle does not apply to a single premium or term policy, the provision or part of the
provision need not be included in the policy.

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