Maryland Code § IN-15-1411

Section IN-15-1411
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(a) (1) In this section the following words have the meanings indicated.
(2) "Aggregate incurred claims" means the total claims incurred in
the experience period that the carrier uses to experience rate a large employer's
health benefit plan.
(3) "Experience rating" means that a carrier develops the premium
rates for an employer's health benefit plan based in whole or in part on the claims
experience of the group that consists of the employer's employees or employees'
dependents.
(4) "Large employer" means an employer that is not a small employer
as defined in § 31-101 of this article.
(b) If a carrier is experience rating a large employer's health benefit plan,
the carrier shall disclose the aggregate incurred claims of the group to the large
employer within 30 days after receipt of a request from the large employer.
(c) The aggregate incurred claims required to be disclosed under subsection
(b) of this section shall be provided in a format that complies with the privacy
requirements of the federal Health Insurance Portability and Accessibility Act.

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