Maryland Code § IN-15-122

Section IN-15-122
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(a) In this section, "carrier" means:
(1) an insurer;
(2) a nonprofit health service plan;
(3) a health maintenance organization;
(4) a dental plan organization; or
(5) any other person that provides health benefit plans subject to
regulation by the State.

(b) Before renewing a health benefit plan, a carrier shall mail a notice of
renewal to the group contract holder at least 45 days before the expiration of the
health benefit plan.
(c) The notice of renewal shall include the dates of the renewal period, the
health benefit plan rates, and the terms of coverage under the health benefit plan.

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