Maryland Code § HS-4-215

Section HS-4-215
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(a) The Administration shall administer a home buyer assistance program
that:
(1) assists home buyers to receive low-interest mortgage loans, with
down payment and closing cost assistance options, for the purchase of homes near
their place of employment; and
(2) coordinates with, and matches where appropriate, similar
programs offered by private employers and county and municipal governments so as
to maximize the total amount that home buyers can receive under the program.
(b) With reference to loans under this program, the Administration shall:
(1) allow home buyers to utilize the loans for the purchase of newly
constructed or existing homes; and
(2) require a home purchased under this program to be occupied by
the home buyer as a principal residence.

(c) The Administration shall facilitate the marketing of the program with
private employers and county and municipal governments, and, where appropriate,
other units of State government and nonprofit organizations.
(d) The Administration shall adopt regulations to implement the program
established under this section.
(e) The Department shall report to the General Assembly on or before
December 31 each year, in accordance with § 2-1257 of the State Government Article,
on the program established under this section.
§4-215.1. IN EFFECT
// EFFECTIVE UNTIL SEPTEMBER 30, 2030 PER CHAPTER 265 OF 2024 //
(a) (1) In this section the following words have the meanings indicated.
(2) "Current student" means an individual who:
(i) attends a public institution of higher education in the
State; and
(ii) is a degree-seeking, full-time equivalent student in an
undergraduate level, graduate level, or professional degree program.
(3) "Public institution of higher education" has the meaning stated in
§ 10-101 of the Education Article.
(4) "Recent graduate" means an individual who, within 5 years before
applying for assistance under this section, graduated from a public institution of
higher education in the State with at least:
(i) 120 credits in an undergraduate level program; or
(ii) 30 credits in a graduate level or professional degree
program.
(b) The Administration may administer a home buyer assistance program
that:
(1) assists current students and recent graduates to receive low-
interest mortgage loans, with down payment and closing cost assistance options, for
the purchase of homes near the school attended by the student or graduate;

(2) coordinates with, and matches where appropriate, similar
programs offered by public institutions of higher education, private employers, and
county and municipal governments to maximize the total amount that current
students and recent graduates can receive under the program;
(3) authorizes a public institution of higher education to provide
matching funds to a home buyer who receives assistance under this section; and
(4) utilizes available funding sources.
(c) With reference to loans under this program, the Administration may:
(1) allow home buyers to utilize the loans for the purchase of newly
constructed or existing homes;
(2) require a home purchased under the program to be occupied by
the home buyer as a principal residence; and
(3) utilize available funding sources.
(d) The Administration may facilitate the marketing of the program with
public institutions of higher education, private employers, county and municipal
governments, and, where appropriate, other units of State government and nonprofit
organizations with existing funding for the marketing of current programs of the
Department, if available.
(e) The Administration shall adopt regulations to carry out this section.
(f) On or before December 31 each year, the Department shall report to the
General Assembly, in accordance with § 2-1257 of the State Government Article, on
the program established under this section.

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