Maryland Code § HS-3-201

Section HS-3-201
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(a) In this subtitle the following words have the meanings indicated.
(b) "Business project" has the meaning stated in § 4-201 of this article.
(c) "Credit enhancement" means a guarantee, including a guarantee of an
obligation backed by a pool of mortgages, or other assurance or security device issued
to:
(1) improve the credit of a qualified borrowing entity; or
(2) upgrade the security or rating of a financial obligation, including:
(i) a mortgage backed security;
(ii) a certificate of participation; and
(iii) a bond or note issued to finance a development activity
described in this subtitle.
(d) "Energy conservation project" has the meaning stated in § 4-201 of this
article.
(e) "Financing" includes acquisition financing, permanent financing, short-
term bridge financing, construction financing, and refinancing of a loan or project
authorized under this subtitle.
(f) "Fund" means the Maryland Housing Fund.
(g) "Housing" includes:
(1) a single dwelling unit;
(2) a multiple dwelling unit;

(3) an accessory unit residential facility;
(4) a shared-living unit facility, accommodating at least two
individuals or families, in which some or all of the living, dining, kitchen, or sanitary
facilities are shared; and
(5) an ancillary commercial or other facility that is related to,
incidental to, and supportive of the housing.
(h) "Infrastructure project" has the meaning stated in § 4-201 of this article.
(i) "Mortgage" includes:
(1) a deed of trust, a security agreement, and a pledge; and
(2) any other security arrangement securing a loan, including a
mortgage, to finance:
(i) the purchase of stock or membership in a cooperative
ownership housing corporation; or
(ii) the construction or rehabilitation of dwelling units in a
cooperative ownership housing corporation.
(j) "Public purpose project" has the meaning stated in § 4-201 of this
article.
(k) "Solar energy project" has the meaning stated in § 4-201 of this article.

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