Maryland Code § FI-3-305

Section FI-3-305
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(a) A reduction of the outstanding capital stock of a commercial bank:
(1) Is not valid unless approved by the Commissioner; and
(2) May not be made to an amount that is less than that required in
§ 3-209(b) of this title.

(b) The Commissioner shall base approval on a finding that the assets of
the commercial bank remaining after the proposed reduction of its capital stock will
be sufficient to pay all of the claims of existing creditors.

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