Maryland Code § FI-12-120

Section FI-12-120
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(a) Except as provided in § 15-802(b) of the Commercial Law Article and
subsection (b) of this section, a licensee may not charge any other fee, including late
fees or other service fees, for accepting or cashing a payment instrument in excess of
the greater of:

(1) 2% of the face amount of the payment instrument or $3, if the
payment instrument is issued by the federal government or a state or local
government;
(2) 10% of the face amount of a payment instrument or $5, if the
payment instrument is a personal check; or
(3) 4% of the face amount of the payment instrument or $5, for any
other payment instrument.
(b) A licensee may charge a customer a one-time membership fee not to
exceed $5.

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