Maryland Code § FI-12-114

Section FI-12-114
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(a) A licensee shall keep the books and records that the Commissioner
requires to determine compliance with this subtitle.
(b) Unless a longer period is expressly required by State or federal law, a
licensee shall retain the records required under this subtitle for a period of at least 2
years.
(c) A licensee may retain the records required under this subtitle at any
location, if the licensee:
(1) Notifies the Commissioner in writing of the location of the
records; and
(2) Makes the records available at the licensed location, as agreed by
the Commissioner and the licensee, within 7 days after a written request for
examination by the Commissioner.
(d) In addition to any other books and records that the Commissioner may
require, a licensee shall retain:
(1) A chronological register of all payment instruments cashed by the
licensee showing:

(i) The name of the customer;
(ii) The transaction date;
(iii) The type and amount of payment instrument;
(iv) The amount of fee charged; and
(v) A complete description of the identification presented by
the customer; and
(2) The licensee's bank statements and canceled checks.
(e) A licensee shall retain the records required under this section in one of
the following ways:
(1) Original form;
(2) An electronic equivalent approved by the Commissioner; or
(3) A microphotographic copy approved by the Commissioner.

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