Maryland Code § FI-11-205

Section FI-11-205
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To qualify for a license, an applicant shall satisfy the Commissioner that:
(1) The applicant has at least $20,000 in liquid assets available to be
used in the business to be covered by the license;
(2) The business will promote the convenience and advantage of the
community in which the place of business will be located; and
(3) The applicant or, if the applicant is not an individual, the owners,
officers, directors, or members have sufficient experience, character, financial
responsibility, and general fitness to:
(i) Command the confidence of the public; and
(ii) Warrant the belief that the business will be operated
lawfully, honestly, fairly, and efficiently.

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