Maryland Code § CL-9-104

Section CL-9-104
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(a) A secured party has control of a deposit account if:
(1) The secured party is the bank with which the deposit account is
maintained;
(2) The debtor, secured party, and bank have agreed in an
authenticated record that the bank will comply with instructions originated by the
secured party directing disposition of the funds in the deposit account without further
consent by the debtor; or

(3) The secured party becomes the bank's customer with respect to
the deposit account.
(b) A secured party that has satisfied subsection (a) has control, even if the
debtor retains the right to direct the disposition of funds from the deposit account.

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