Maryland Code § CL-15-701

Section CL-15-701
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(a) In this subtitle the following words have the meanings indicated.
(b) "Consumer debt" means any debt arising from a transaction for
consumer goods as defined in § 9-109 of this article.
(c) "Offset" means the seizure by a bank of personal property, belonging to
a customer, in the bank's possession or under its control on deposit to settle
delinquent debts.

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